In general terms, when a new client is looking to take on a new mortgage or remortgage an existing property, they are not only given...

Following yesterday's announcement by the Bank of England to increase Base Rate (BBR) to 0.50%, lots of homeowners are now paying more on...

Critical/Serious Illness Cover- In brief: A tax-free lump sum payment (although can also be a monthly benefit) paid to you if you...

What is it? Why should I have it? If you have a mortgage or a family then you may want to be sure that they are taken care of should you...

Across the UK more and more people are now in private rented accommodation than ever before. There has been a significant shift away from...

Income Protection – In brief: A monthly income if you can’t work because of an accident or long term illness. Most people know and...

Family Income Benefit – In brief: This life insurance policy will pay a monthly income to help with the bills should you pass away. How...

The hardest part when beginning the journey to buying your first home is making sure that you have given yourself the best chance of...

For first time buyers and even home movers the prospect of viewing a new property can be daunting. I have tried to compile a list of...

Many of my self-employed clients have trouble accessing their tax year calculations (previously known as an SA302) and tax year...

The Right to Buy scheme What is Right to Buy? The Right to Buy is simply that you have the ability to purchase your home from the Local...

A common question from clients is: What is my state retirement age? There have been so many changes to these dates over the years. It...

There are three main mortgage repayment types: Capital & interest or repayment, Interest only and Part & Part repayment? Confused? Let’s...

Buy to let mortgages are now very mainstream when compared to years ago. They offer anyone the ability to purchase a property with the...

What is a remortgage? A remortgage is when you move your mortgage from one provider to another on your existing property. Or you raise a...

What is a product transfer or a product switch? It is very common these days for clients that have an existing mortgage to be offered a...

One of the most common reasons for wanting to remortgage a property is to release some capital that is currently locked up as equity in...

What is a second charge mortgage? This is a second mortgage that will sit behind your current first mortgage lender in terms of...

A Help to Buy: Equity Loan or “Help to Buy”, as they are more commonly known, is a Government backed scheme specifically designed to help...

Shared Ownership is an extremely useful tool in the arsenal of a First Time Buyer. There are many benefits to using a Shared Ownership...