Are you renting? Are you protected?
In general terms, when a new client is looking to take on a new mortgage or remortgage an existing property, they are not only given...
top of page
Search
Chris Warner
Feb 4, 20221 min read
Time to remortgage?
Following yesterday's announcement by the Bank of England to increase Base Rate (BBR) to 0.50%, lots of homeowners are now paying more on...
Chris Warner
Jul 30, 20213 min read
Protection - Critical/Serious Illness cover
Critical/Serious Illness Cover- In brief: A tax-free lump sum payment (although can also be a monthly benefit) paid to you if you...
Chris Warner
Jun 21, 20213 min read
Protection – Life insurance
What is it? Why should I have it? If you have a mortgage or a family then you may want to be sure that they are taken care of should you...
Chris Warner
Jun 1, 20214 min read
Generation Rent
Across the UK more and more people are now in private rented accommodation than ever before. There has been a significant shift away from...
Chris Warner
May 27, 20212 min read
Protection - Income Protection insurance
Income Protection – In brief: A monthly income if you can’t work because of an accident or long term illness. Most people know and...
Chris Warner
May 24, 20212 min read
Protection - Family Income Benefit insurance
Family Income Benefit – In brief: This life insurance policy will pay a monthly income to help with the bills should you pass away. How...
Chris Warner
May 6, 20214 min read
Getting 'Mortgage Ready'
The hardest part when beginning the journey to buying your first home is making sure that you have given yourself the best chance of...
Chris Warner
Apr 19, 20215 min read
Hints and tips when viewing a new property
For first time buyers and even home movers the prospect of viewing a new property can be daunting. I have tried to compile a list of...
Chris Warner
Apr 16, 20212 min read
Self-employed – Accessing your SA302 Tax Calculation and Tax Year Overviews
Many of my self-employed clients have trouble accessing their tax year calculations (previously known as an SA302) and tax year...
Chris Warner
Apr 2, 20213 min read
What is Right to Buy?
The Right to Buy scheme What is Right to Buy? The Right to Buy is simply that you have the ability to purchase your home from the Local...
Chris Warner
Mar 27, 20211 min read
State retirement age
A common question from clients is: What is my state retirement age? There have been so many changes to these dates over the years. It...
Chris Warner
Mar 24, 20213 min read
Mortgage repayment methods
There are three main mortgage repayment types: Capital & interest or repayment, Interest only and Part & Part repayment? Confused? Let’s...
Chris Warner
Mar 19, 20213 min read
Buy to let mortgages
Buy to let mortgages are now very mainstream when compared to years ago. They offer anyone the ability to purchase a property with the...
Chris Warner
Mar 17, 20212 min read
Remortgage – What is it and why should I?
What is a remortgage? A remortgage is when you move your mortgage from one provider to another on your existing property. Or you raise a...
Chris Warner
Mar 15, 20212 min read
Product transfers or rate switches
What is a product transfer or a product switch? It is very common these days for clients that have an existing mortgage to be offered a...
Chris Warner
Mar 11, 20213 min read
Remortgage – Capital raising for various reasons
One of the most common reasons for wanting to remortgage a property is to release some capital that is currently locked up as equity in...
Chris Warner
Mar 8, 20214 min read
Second charge mortgages
What is a second charge mortgage? This is a second mortgage that will sit behind your current first mortgage lender in terms of...
Chris Warner
Mar 4, 20213 min read
Help to Buy: Equity Loan
A Help to Buy: Equity Loan or “Help to Buy”, as they are more commonly known, is a Government backed scheme specifically designed to help...
Chris Warner
Mar 2, 20213 min read
Help to Buy: Shared Ownership
Shared Ownership is an extremely useful tool in the arsenal of a First Time Buyer. There are many benefits to using a Shared Ownership...
bottom of page